Motorcycles and How Your Insurance Covers you

Motorcycle insurance coverage differs by state and could require different types of insurance depending on where you live. Motorcycle insurance is like motorist insurance because it provides replacement costs for your vehicle is it totaled and comprehensive coverage, as well as medical payments and other forms of coverage if you get into a motorcycle accident.

Here are some examples of what is covered for motorcycles:

Full replacement

The full replacement cost of your bike, if it is totaled from an accident.

Comprehensive coverage

Comprehensive coverage which will pay for loss or damage due to causes “other than collision.” This includes hail and other weather damage, damage from animals, and most importantly motorcycle theft.

Medical Payments

Medical payments, if you require hospitalization or medical care your insurance will cover the costs for treatment if you do become injured.

Uninsured/underinsured motorist’s coverage

if another driver is at fault in an accident and does not have adequate insurance to pay your costs for uninsured/underinsured motorist’s coverage.

Damage or Loss

Damage or loss to your gear and upgrades, such as transport trailers, sidecars, custom exhaust equipment, and safety apparel like chaps and helmets.

The price of motorcycle insurance is also about $100 to $400 or more for the entire year.

If you or someone you know has been injured in a car crash or truck accident and are in need of an accident attorney in Miami, Fort Lauderdale, West Palm Beach, Naples, Ocala, Orlando, Tampa, Gainesville, Jacksonville, Tallahassee, Ft. Myers or any other city in Florida –remember after 911, call 411! 1-800-411-PAIN can put you in touch with an experienced, aggressive network attorney who will fight for your rights and get the maximum compensation you deserve. Don’t forget to follow 411 PAIN on Twitter (@411PAIN), keep up with the conversation at #411PAIN and check out the 411 PAIN event gallery 411painevents.com!

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